A Seamless Buying Experience
From start to purchase and beyond!
The Buying Process Made Simple
A systematic approach when searching for a home allows you to stay on track and ultimately make an informed and confident decision. Whether you are a first time home buyer, up-sizer, down-sizer or investor, we collaboratively develop and tailor a unique success plan just for you!
1.) Assess & Educate
Comprehensive situational analysis to assess where you are now and where you want to be! We will educate you on the process, the market, your financing alternatives and any specific nuances so that we can establish an effective plan on how you can reach your real estate goals.
2.) Finding the Right Home
After our plan is in place, it’s time to start looking for the right property! You will receive daily updates of listings hitting the market that are well-suited to your needs (before they go public) and will be consistently educated on recent sales in your neighbourhoods of interest in order to keep an active pulse on your desired market!
3.) Offering
Once we have found a suitable home, its time to make an offer! Using an in depth market analysis, we will form a competitive offer that serves to protect your best interests while securing the property! Your Agreement of Purchase and Sale will be thoroughly explained and reviewed so that you feel confident in your decision.
4.) Pre-Closing Support
Experience a stress free time from when your offer is accepted until move in day! We are by your side to accommodate all inspections and walkthroughs and our weekly check ins and closing checklists will ensure you never miss a step! An open communication policy between lawyers, brokers and lenders allows for transaction management with ease and sets up a seamless closing day!
5.) Closing Day
The day has finally come… and it is time to celebrate with the ones you love! Congratulations on making it to closing day and welcome to the next chapter of your real estate journey!
6.) Inner Circle Program
The support doesn’t end there… you are a part of the Kusinski real estate family! The Inner Circle program allows you to gain access to industry professionals, stay current with market trends, keep up with property values and to take part in exclusive client events!
Looking to Buy?
If you would like to receive a personalized Home Buyers Guide uniquely tailored to your preferences or if you simply have questions surrounding the buying process, please fill in the form below and we will get in touch as soon as possible!
FAQs
Do Buyer’s Pay Commission?
No! In the majority of real estate transactions, the Seller is responsible for paying both the Listing and Buying side commissions to the respective Representatives. (There may be unique circumstances where this is not the case).
Conditional vs Firm Offer?
A conditional offer indicates that certain terms like financing, inspection, sale of home or condo status certificate review must be met before the offer becomes valid and firm, while a firm offer is already binding (In a hot market, seller's are only seeking firm offer deals).
Is it Best to Work with the Listing Agent?
The Listing Representative has an inherent duty to work in the best interest of their seller - so avoid being taken advantage of and enlist the expertise of your own buying representative to guide you throughout the process and protect your best interests.
Are there any incentives for first time buyers?
First time home buyer's in Ontario are eligible for up to a $4,000 rebate towards their land transfer tax. (Conditions apply - inquire with your lender/lawyer to verify).
Is a Pre-Qualification the same as a Pre-Approval?
Being qualified simply means that your lender has given you an estimate of what you can afford, while a pre-approval ensures that all of your financial information and credit has been officially verified. (Most lenders will lock in your pre-approval interest rate for 120 days).
Do I have to pay CMHC Mortgage Insurance?
If you possess a down payment of 20% or more of the purchase price, this is classified as a conventional mortgage and you will not have to pay CHMC fees. However, less than 20% will constitute a high ratio mortgage, making you responsible for paying mortgage default insurance.
Buyer Testimonials
Trustworthy
“Working with John made the buying process simple and easy. Following his guidance and plan, we were able to navigate the hectic market and purchase the home of our dreams - even in a highly competitive environment! He was positive and encouraging every step of the way and his market knowledge and continuous support gave us confidence in our decision. We would highly recommend John to anyone looking for an agent they can trust and count on to deliver results!”
-Kevin & Natasha
Knowledgeable
“John is extremely good at his job and was the main reason I found a condo in the Kitchener area in this crazy market. I had reached out to him a couple months prior to when I was actually ready to buy and he spent hours with me on market education. At no point did I feel like he was pressuring me and I always felt like he had my best interests at heart. Coupled with the fact that he knows the area very well, I would highly recommend working with him to find the perfect home.”
-Samin & Raisa
Supportive
“In a market like today buying a house is crazy especially when you don’t know the city as it was in our case. I'm not sure where we would be if it wasn't for John. His knowledge of the area, of properties on the market and his attention to detail was fantastic, it made the process less stressful, and with no pressure. We deeply appreciate John's support and guidance through the buying process and would highly recommend to anyone, buying or selling.”
-Scott & Su